How Can A Paypal Be Used in Bangladesh

Navigating the PayPal Landscape in Bangladesh: A Comprehensive Guide

PayPal, a global leader in online payment solutions, has revolutionized the way people send and receive money worldwide. However, its availability varies across countries, and Bangladesh is one of the few regions where PayPal services are partially restricted. While Bangladeshi individuals cannot send payments through PayPal, they can receive funds from other PayPal users. This guide explores the nuances of PayPal usage in Bangladesh and provides alternative payment methods for Bangladeshi citizens.

PayPal’s Limited Functionality in Bangladesh

PayPal’s restricted operations in Bangladesh stem from regulatory and infrastructure limitations. The Bangladeshi government has not yet granted PayPal full authorization to operate as a financial institution within the country. This lack of regulatory approval prevents PayPal from offering its full suite of services, including sending payments, linking local bank accounts, and accepting payments from Bangladeshi merchants.

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Receiving Payments via PayPal in Bangladesh

Despite the inability to send payments, Bangladeshi individuals can receive funds from PayPal accounts registered in other countries. This feature enables freelancers, entrepreneurs, and individuals with international connections to receive payments for their services or goods. To receive payments, Bangladeshi users can create a PayPal account using their Bangladeshi email address and phone number. However, it’s important to note that this account will be limited to receiving funds and cannot be used for sending payments or linking local bank accounts.

Alternative Payment Options for Bangladeshi Citizens

While PayPal’s limited functionality presents challenges, several alternative payment options are available for Bangladeshi citizens. These include:

  • Mobile Wallet Services: Mobile wallets like bKash, Nagad, and Rocket offer convenient and secure payment solutions for Bangladeshi users. These services allow users to send and receive money, make online payments, and withdraw cash from designated agents.

  • International Money Transfer Services: International money transfer services like Xoom, Remitly, and Wise enable Bangladeshi citizens to receive funds from overseas senders. These services typically charge fees for their services but offer competitive exchange rates.

  • International Debit and Credit Cards: Bangladeshi banks issue international debit and credit cards that can be used for online purchases and transactions abroad. These cards also allow users to withdraw cash from ATMs in supported countries.


While PayPal’s limited functionality in Bangladesh poses some restrictions, Bangladeshi citizens have access to various alternative payment solutions that cater to their needs. Mobile wallet services, international money transfer providers, and international debit and credit cards provide convenient and secure options for sending and receiving payments. As Bangladesh’s financial landscape continues to evolve, the possibility of PayPal’s full-scale operations in the country remains open.

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